PM-KISAN (Pradhan Mantri Kisan Samman Nidhi) is a Central Sector scheme launched by the Government of India in 2019. The scheme aims to provide income support to small and marginal farmers in India. Under the scheme, eligible farmers receive financial assistance of Rs. 6000 per year, paid in three equal instalments of Rs. 2000 each. The assistance is provided directly to the bank accounts of the farmers through Direct Benefit Transfer (DBT).
To be eligible for the scheme, a farmer must have a cultivable land of up to 2 hectares and must have their land records linked to their Aadhaar number. In addition, the farmer must be registered as a beneficiary on the PM-KISAN portal. The scheme also covers tenant farmers and oral lessees of land.
The scheme aims to provide a financial cushion to farmers to help them with their expenses related to agriculture and allied activities. The scheme also aims to increase the income of farmers and enhance their creditworthiness.
The PM-KISAN scheme is implemented by the Ministry of Agriculture and Farmers’ Welfare, and the funds are disbursed through the State/UT Governments. The scheme is implemented through various agencies such as the State Agriculture Departments, State Banks, and Regional Rural Banks.
The scheme is open to all small and marginal farmers across the country, regardless of their caste, religion, or gender. The scheme is also open to sharecroppers and tenant farmers who are cultivating land on a sharecropping basis or on a leasehold basis.
The scheme is also beneficial for farmers who have faced crop damage due to natural calamities as the scheme covers such farmers as well.
The scheme is regularly reviewed and monitored by the Government to ensure that it is reaching the intended beneficiaries and that the funds are being used for the intended purposes. The Government has also set up a PM-KISAN Helpline for farmers to seek assistance and to address any issues related to the scheme.
Overall, the PM-KISAN scheme is a significant initiative by the Government of India to support small and marginal farmers, providing them with financial assistance to help them with their expenses and increase their income.